Terms of use

AU Home Loan Calculator gives general estimates only. It is not credit assistance, financial advice, or a loan offer, and using it doesn't create any adviser or broker relationship. Rates shown are indicative, and your actual borrowing power depends on a full lender assessment.

Use the estimates as a starting point

The calculator mirrors how lenders typically assess borrowing power, but every lender is different. Don't make financial commitments based on an estimate alone — speak to a lender or licensed adviser before acting.

Accuracy

We work hard to keep figures current and the method honest, and we tell you what's behind every number. Even so, the service is provided as is. Figures may occasionally contain errors, and to the extent permitted by law (including the Australian Consumer Law, whose guarantees this doesn't exclude), we're not liable for decisions made on the basis of an estimate.

Availability and changes

This is a free service. We may change or withdraw it at any time.

The legal frame

These terms are governed by Australian law. The service is operated by Windy Road Technology (windyroad.com.au).

Questions

Email us at support@homeloancalc.au.